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personal loan eligibility 2021 - check eligibility criteria for loan

Personal Loan Eligibility 2021

Personal Loan Eligibility can check in just 10 minutes by our algorithm based system and get your amount in the account within 24hours in anywhere in India. You are eligible for the Personal Loan at the lowest interest rate for you will depend on some specific factors such as monthly net income, customer’s employment category, residence history and past financial credit history along with the pattern. Banks typically have capped the monthly loan payment (EMI) on your loan to about approximately 60% – 70% of your monthly take-home income. However, a customer cannot take a Personal Loan for any kind of wrong or illegal investment or expense which is not approved by the banks or by the law.

Criteria* Salaried (CAs,Doctors,employees of public & private companies)
Minimum Age 21 years
Maximum Age 60 years
Business Stability Minimum 2 years in employment and minimum 1 years in the current organization
Net Salary Minimum Rs. 15,000 per month.
Criteria* Self Employed employed Doctors, CA’s, Architects, & other Self Employed )
Minimum Age 23 years
Maximum Age 62 years
Business Stability 4 to 5 years in business depending on profession
Net Income on ITR Minimum Rs. 3,00,000 per annum.
Criteria* Self Employed (Sole proprietors, Services, Partners & Directors in the Business of Manufacturing)
Minimum Age 21 years
Maximum Age 65 years
Business Stability Minimum 5 years in business
Net Income of ITR Minimum Rs. 3,00,000 per annum.
Criteria* Self Employed (Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services)
Business Stability Minimum of 3 years in current business and 5 years total business experience
Profit last 2 years Business should be profit making
Net Income of ITR Minimum Rs. 3,00,000 per annum.

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EMI Calculator

Loan Amount is 30000
No. of Month is 30
Rate of Interest [ROI] is 10
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