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Personal Loan in Delhi – Interest Rate, Eligibility 2021

Fast personal loans offer instant soft approval for Personal Loan In Delhi which further gets disbursed in 24 hours from our in-house NBFC, multiple banks & other NBFCs. Enjoy the fastest process, Speedy doorstep services, Clean transparent processing, simple & easy documentation and competitive lowest interest rate.

We also provide Personal loans in Delhi to those who are bachelors & living on the shared basis or rented.

Personal Loan is purely unsecured & without a guarantor, short-term cash loan, which means that the individual customer is not required to submit the banker with any security (ex. property, jewels) or any kind of guaranty against the personal loan.

Formally, for any urgent cash money requirement, we prefer fast personal loan. It can be taken for any general purposes like education, reconstruction of property/home renovation, a Marriage expense, vacation etc. Most of the Non-Banking Finance companies or other banks offer Personal Loan up to Rs. 50Lacs for salaried Individual customers. Normally it the tenure of the loan over a period of 12 months to 60 months.

The Instant Personal Loan amount you are eligible for and the Personal Loan interest rate for you will depend on some specific factors such as monthly net income, customer’s employment category, residence history and past financial credit history along with the pattern. Banks typically have capped the monthly loan payment (EMI) on your loan to about approximately 50% – 70% of your monthly take-home income. However, a customer cannot take a Personal Loan for any kind of wrong or illegal investment or expense which is not approved by the banks or by the law.

Personal Loan In Delhi offers/schemes lowest interest rates from different financial companies.

The fastest way to get your loan approval within 30 Minutes even checks your eligibility in just 10 minutes. We help to all our customers to get special offers from all the Banks/ NBFCs for a quote on interest rates in In Delhi many different ways (ex. monthly reducing the rate, flat rate). Now just looking at the interest rate value alone might not give you a true picture of which Personal Loan quote is the best for you. You must check the monthly EM & offered chargeable processing fee should also be considered when comparing loan quotes. Best way to take lowest rates even in urgent need of a Personal loan, just need to compare the average time taken by the banks to disburse a personal loan. Get Instant Personal Loan in Delhi. New Algorithm based approval system provides you best comparison by artificial intelligence. India’s best loan platform you can choose the best deal from FastPersonal Loans team at free of cost. Personal Loan Interest Rates in Delhi 2021

Personal Loan Interest Rates in Delhi is available in the below-given table for your reference. FastPersonal Loans has consolidated all the information regarding the latest rate of interests at one place. This loan comparison will surely help you to apply for a personal loan. Please keep visiting this section to remain updated.

Comparison chart for the rate of interests and loan amount.

Banks/Finance Min. Salary Per month in Rs Rate of Interest Between Loan Amount Provides Between
HDFC BANK 15000 10.99% – 18% 1 Lac – 40 Lac
ICICI BANK 17500 10.99% – 18% 1 Lac – 40 Lac
Yes BANK 25000 10.75% – 16% 2 Lac – 40 Lac
Capital First 20000 12% – 24% 1 Lac – 10 Lac
Fullerton India 12000 18% – 40% 25 k – 15 Lac
HDB Financial 20000 14% – 21% 1 Lac – 15 Lac
Tata Capital 20000 12% – 18% 1 Lac – 15 Lac
PNB Bank Ltd 20000 13% – 18% 1 Lac – 15 Lac

Delhi, India’s capital territory, is a massive urban area in the country’s north. Delhi & its urban region have been given the special status of National Capital Region (NCR) under the Constitution of India’s 69th Amendment Act of 1991. According to data released by Oxford Economics, Delhi NCR urban agglomeration has replaced Mumbai Metropolitan Region urban agglomeration as the economic capital of India.

In Delhi, personal loans are provided by almost all the major banks & financial institutions to individuals. Also, there are unsecured loans providers from Rs. 50,000 to Rs. 40,00,000 which means that you are not necessary to mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some other reasons are medical, travel, home renovation, wedding & so on.

For loan approval, you need to have a good credit history & adequate income. Other factors include years of employment, your company which will determine the most important factors such as amount, tenure & interest rate. In Delhi, some of the banks give you the flexibility to pre-close the loan without any extra charges. Many banks have a pre-closure charge in the 4% to 5% range.

There are many banks which offer personal loans in Delhi city such as HDFC Bank, ICICI Bank, Kotak Bank, Axis Bank etc. Also, there are multiple NBFC’s such as Bajaj Finserv, Fullerton, Tata Capital and so on which are offer unsecured personal loans.

Bank Address IFSC Code
ICICI Bank No 82, Janpath Delhi, New Delhi, Delhi ICIC0006630
Yes Bank Chanakyapuri, New Delhi 48, Nyaya Marg, Chanakya Puri, New Delhi – 110021 YESB0000003
State Bank Of India 11sansad Marg, New Delhi 110 001 SBIN0000691
HDFC Bank E – 6, Masjid Moth, Greater Kailash 2, New Delhi – 110048, New Delhi HDFC0000027
RBL Bank Ratnakar Bank Ltd,17 A/53, Ground Floor, W.E.A. Karol Bagh,(Opp. Jessaram Hospital), Gurudwara Road, New Delhi110 005. RATN0000071
Capital First 4th- 6th Floor, Prem Dohil Sadan, 11, Rajendra Place, New Delhi, Delhi 110008
Axis Bank Statesman House, 148, Barakhamba Road, New Delhi – 110 001 UTIB0000006
Indusind Bank M-56, Greater Kailash II Main Market, New Delhi INDB0000012
Kotak Mahindra Bank Limited Kotak Mahindra Bank Ltd, Ground Floor & Basement, Plot No.S-5, Green Park Main Market, New Delhi- 110016 KKBK0004575
Tata Capital SCO-13, second floor,Sec-14,old-Delhi-Gurgaon Road-122001, India
Fullerton 3rd Floor, 1-B, Pusa Road, Old Rajinder Nagar, New Delhi – 110060- 110060
Bajaj Finserv Office No 1052, 10 Floor, Aggarwal Metro Heights, Plot – E5, Netaji Subhash Place, Pitampura, New Delhi

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Loan Amount is 30000
No. of Month is 30
Rate of Interest [ROI] is 10
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